cpn.payment.cryptoFundsPending | The payment has been created and is waiting for funds to be deposited | The payment is ready to accept crypto funds |
cpn.payment.fiatPaymentInitiated | The BFI has initiated the fiat payment to the receiver’s bank account | The onchain transaction is confirmed by the BFI and the BFI initiated the fiat payment |
cpn.payment.completed | The payment is fully processed | The fiat payment has been sent.
Depending on the payment method, the receiver may or may not have received the transfer. At this point, the CPN payment is complete. |
cpn.payment.failed | The payment failed due to errors in processing, insufficient funds, or compliance rejection | The payment can’t proceed due to an issue |
cpn.payment.delayed | There is a delay to the estimate of payment settlement time. No status has changed but an updated settlement time is included in the payload | The BFI has an internal issue such that fiat settlement takes longer to process than originally stated |