Travel Rule Requirements

Travel rule information is required during payment creation to provide appropriate regulatory information to the BFI. The following sections outline the required data that must be securely transmitted to the BFI when a payment is created. See JSON Schema for more information on how to validate your API response to the travel rule requirements.

Note: Depending on the geography of the payment route, additional travel rule information may be required to initiate the payment. This additional data are specified in the data object returned by the payment creation endpoint.

OFI

Field	Description
ORIGINATOR_FINANCIAL_INSTITUTION_NAME	OFI’s business name
ORIGINATOR_FINANCIAL_INSTITUTION_ADDRESS	OFI’s business address

Individual

Field	Description
ORIGINATOR_NAME	Sender’s full name
ORIGINATOR_ACCOUNT_NUMBER	Sender’s account number reference (originator’s wallet address or account number for an OFI virtual or funding account)
ORIGINATOR_ADDRESS	Sender’s address
ORIGINATOR_DATE_OF_BIRTH	Sender’s date of birth
ORIGINATOR_NATIONALITY	Sender’s nationality
ORIGINATOR_NATIONAL_IDENTIFICATION_NUMBER	Sender’s national ID or passport number
BENEFICIARY_NAME	Recipient’s full name
BENEFICIARY_ADDRESS	Recipient’s address
BENEFICIARY_DATE_OF_BIRTH	Recipient’s date of birth
BENEFICIARY_NATIONALITY	Recipient’s nationality
BENEFICIARY_NATIONAL_IDENTIFICATION_NUMBER	Recipient’s national ID or passport number

Business

Field	Description
ORIGINATOR_NAME	Sender’s legal registered business name
ORIGINATOR_ACCOUNT_NUMBER	Sender’s account number reference (originator’s wallet address or account number for an OFI virtual or funding account)
ORIGINATOR_ADDRESS	Sender’s registered place of business
ORIGINATOR_DATE_OF_FORMATION	Sender’s date of company formation
ORIGINATOR_COUNTRY_OF_FORMATION	Sender’s country where the entity was formed
ORIGINATOR_NATIONAL_IDENTIFICATION_NUMBER	Sender’s business registration or tax ID
BENEFICIARY_NAME	Recipient’s legal registered business name
BENEFICIARY_ADDRESS	Recipient’s registered place of business
BENEFICIARY_DATE_OF_FORMATION	Recipient’s date of company formation
BENEFICIARY_COUNTRY_OF_FORMATION	Recipient’s country where the entity was formed
BENEFICIARY_NATIONAL_IDENTIFICATION_NUMBER	Recipient’s business registration or tax ID